8 Incredible Money Saving Tips for February

8 Incredible Money Saving Tips For The Month Of February

Save money this month with these great money saving ideas that are perfect for the month of February.

You’ll learn where the February deals are so you can:

  • Save money on tax software,
  • Save money on furniture,
  • Save money buying a house,
  • Save money eating out,
  • And a whole lot more!

We think you’ll feel all warm and fuzzy all over when you see the things you can do in February to save money.  If you can find some ways here to save on the February purchases you would need to make anyway or to get more out of your budget or planned expenses, we’ll feel all warm and fuzzy too!  Here we go!   

1.  Be on the lookout for drastic discounts on entertainment and recreational purchases right now.  

The winter is lingering at this point, but it’s not nice enough to do much outside yet.  The mass is getting antsy here, folk, and businesses know that!  

Cable and satellite companies want to give you something to do while you are still stuck indoors, and you’ll see some good introductory deals to grab your attention right now.  Now don’t get cable if it’s not in your budget, but if it is, or you want to find a competitor’s deal that will lower monthly bills, you’ll find some good lock-in prices and incentives right now.

You can also find some good prices and deals on season passes right now if you take the time to go to some websites of amusement theme parks, water parks, sports team sites, and fitness centers with gym memberships.  

Additionally, you’ll find outdoor sports gear like ski and snowboarding supplies and indoor fitness equipment like stationary bikes and treadmills on sale during February. 

Is that cabin fever getting better yet?

Another great recreational deal just got better in February too, and this one will give you savings all year long.  

Entertainment Books from Entertainment.com are now 50% off!  (Until February 13, 2015)

You probably already know that when you use these well-respected coupon books, you save money on eating out; on hotels, airfare, and travel; on movies, events, and attractions; and everyday things you purchase at many of your favorite local stores like Target, Office Depot, Gap, and Michaels.  

With one modest annual purchase of an Entertainment Book, you are saving money throughout the year.   Even at a regular price, this purchase adds up to fantastic savings.  Half off?  That’s even better.

Purchase Entertainment Books here: All 2015 Entertainment Books are 50% OFF with Free Shipping, only at Entertainment.com! (Valid 2/06/15 – 2/13/15)

Money Saving Tips

2.  Purchase hot-weather home purchases now before the warm weather really comes your way and prices begin to rise right alongside the temperatures.  This is true whether you are buying those items new or used.    

 First of all, if you see summer items like grills, lawn mowers, or room air conditioners on the shelves in February, before all the stores begin getting filled with summer items to sell to the masses, chances are you are seeing some left-over models that will have lower list prices on them than the newer models will have.  

Not only may these year-old models be lower priced than the new models will be, the stores may have lowered their list price even more to better guarantee this inventory off moves off the shelves to make room for new products coming in.  

Even if you know you are going to have to purchase these things but plan to do so on Craigslist or some other local buy and sell group, you will have a much better chance getting it cheaper now than when everyone else has realized they need the very same thing.  Supply and demand can really be seen in play when it comes to one person selling one item and lots of people wanting to buy that one item!  

Money Saving Tip_Save Money on Furniture

3.  Keep an eye out for good deals based on Valentine’s Day and President’s Day.

There will be sales galore on jewelry BEFORE Valentine’s Day as jewelers compete to offer treatment for that romance bug going around this time of year.  

(NOTE:  April usually boasts some pretty major discounts on jewelry as well.  Just tossing that out there so you know!)    

You’ll also see some good sales prices on perfume before Valentine’s Day.  It’s hard to find flowers discounted right now, so if you want something sweet smelling and you don’t have your heart set on giving flowers, maybe perfume would be the way to go instead.  Or maybe this is just the time to stock up on perfume!  

Candy will be there for thrifty shoppers AFTER Valentine’s Day.   You know, some of those cute little boxes of Skittles and stuffed animals might work quite well for Easter baskets.  Some of the chocolates might work quite well in a gift basket for Grandma on Mother’s Day!  

Then we’ve got President’s Day where you can easily find huge discounts on mattresses and furniture at most stores that sell those items.   

For those who want a good deal on used furniture this year, watch for the very first nice weekend after President’s Day to see if some people who just purchased new furniture then will put their older furniture out to sell.  These pieces of furniture may alternatively arrive at Goodwill the Saturday after President’s Day.  You might even find these new furniture buyers have placed ads on Craigslist right on President’s Day since they are home and trying to make room for their newly-purchased furniture collections.  

4.  If you are buying Turbo Tax or other tax preparation software and have not purchased it yet, you will most likely get a better deal on it this month than if you purchase it closer to April 15.  

As with everything else, if you know you are going to purchase it anyway, buy it when it is at its cheapest price instead of holding off and paying even more.   Being prepared and moving forward at the right time is one money saving tip I can not emphasize enough. 

If you have not yet purchased your Turbo Tax software, you can purchase it here to make use of Amazon’s offer to get 10% more money from your federal refund.  Shop Amazon – TurboTax – Get 10% more on Top of Your Federal Refund

5.  While December and January may be great months to purchase a house at a lower price, February may still yield a healthy list of desperate home sellers willing to negotiate a great price on a new home for your family.  

 Save Money on a House

Here’s the deal – Some of the houses that were put on the market during the winter months may still be on the market.  These sellers were motivated enough to put their house up on the market at a bad selling time to begin with.  If after the lean winter months (by lean I mean fewer buyers out and about) a house is still there, those sellers may be getting a little antsy.  

Add to the mix that spring buyers and summer-moving families are not quite moving about yet.  In fact, it may be at least a couple more months, and possibly longer than that, where sellers might expect to see activity substantially pick up.

This might be where the rubber meets the road for some of these sellers.  When you combine a motivated and possibly now slightly-frustrated seller with the thought of having to hold on to their listed house for an even longer period of time, it is possible you could be looking at some of the lowest list prices (and possibly most highly-motivated sellers) you will see before the spring housing market starts up in full force again.  

If you are going to be in the market to buy a house anyway this year, consider your ability to write a contract on a house in February.  If you are ready to fly anyway, jump out of the nest a little early, and take advantage of that worm.  

6.  If you are in college or plan to be in college soon, you should be applying to every college scholarship you can this month.   This may not save you money right now, but it will sure save money in college later!  

I don’t think many realize that many businesses and organizations still offer scholarships for college.  However, while there still are many of these available, you have to apply before the deadline for each one to be considered for them. 

What even fewer people realize is that the scholarship opportunities for this upcoming fall are quickly going to pass you by if you don’t act soon.  Many of the application deadlines have come and gone.  Many are still available, but you may start finding fewer and fewer to apply for after February.

If you are a parent, get that FAFSA done ASAP for your child!  If you are a college student returning to college or a high school senior entering college this fall, get your parents going on that FAFSA if it is not done already.  (Be nice guys, but you can remind mom and dad at least… or make sure they are aware of how important this is.)

Here’s a good place to get started on college scholarship searches:   http://www.fastweb.com/.   

7.  Plan dinner menus and recipes around food that is in season during the month of February or that is on event sales at your local grocery store.

You can save money at the grocery store and still eat healthy if you eat seasonally!  And yes, there are still seasonal fruits and vegetables in the winter!

Here are some of the fruits you can find on sale in February:

Oranges, Tangerines, Grapefruit, Kiwi, Lemons, and Raspberries

Here are some of the vegetables you can find on sale in February:

Cabbage, Spring Onions, Celery, and Red Potatoes, Russet Potatoes, White Potatoes, Radishes, Spinach, and Cauliflower

Money Saving Tips for February

Do a web search for seasonal fruits and vegetables in the United States (or wherever you may live), and find out what seasonal fruits and vegetables are available to you at a lower cost in February.  Also check the grocery store circulars for sales.  If you see something coming up for sale over and over again at different stores in one given week, that’s probably an indication that it’s priced at a low seasonal price.

It’s good to save money now.  It’s even better when you can do something healthy for your family during the dead of winter.   

8.  Take advantage of the numerous national days and national holidays in February since these days spur stores and restaurants to offer coupons, promotions, and sometimes even free samples, free activities, and free food products.  

February is National Cherry Month, National Children’s Dental Health Month, National Grapefruit Month, National Heart Month, National Fiber Focus Month, and National Hot Breakfast Month.  There are probably some more national months or days out there as well.  

Now take a look at all the special days in February:

http://nationaldaycalendar.com/calendar-at-a-glance/february/

You know that these very smart stores and businesses like to have a reason to put something on sale to get people to notice them above the competition, so keep your eye out for sales that may correspond with the above national days, national weeks, and national months.

And for those of you who want to plan ahead to a special national day and to be prepared to move forward when the price is right, keep March 3, 2015 available for FREE PANCAKES AT IHOP 2015!  

Hey, I told you all above to be ready so you could move forward when you saw a good deal, didn’t I?  

See, sometimes I do know what I’m talking about.  🙂  

Hope you find yourself saving money with these great money saving tips for this month. 

If you know of other ways to save money in February or can tell us how to save more money than we have talked about here, let us know!  

Saving Money Isn’t for Cowards or the Faint of Heart

Saving Money

Saving MoneySaving money isn’t for cowards.  If you are too afraid to make a move, you are going to miss out on moving in the right direction.   

It helps to see what sometimes stops us from implementing money saving ideas and what successful money experts or folk do that we are not taking note of… or doing.

If you want to save money, reduce expenses or debt, or really manage your money (and everything else) well, you need to follow these four steps that will help you change your actions, your family’s financial situation, and your life. 

First:  Check your Current Lifestyle Choices Against Your Family’s Current Income

One of the top five books I wrote about the other day on how to save money got me thinking, thinking hard deep down.  As much as I think I am not personally into material things big time, I think I have indeed been influenced by marketers today.  

We have unlimited television services and unlimited data on our cell phones.  We have been paying a monthly membership to go to Six Flags so we could go visit the park there any time we wanted to go.  I have been shopping at natural grocery stores, even if the cost was a little more on some things, and we have purchased some other things that, while maybe not really outlandish for all, were maybe too much for us at this given moment in time.    

It’s not that any of those things were bad in and of themselves.  When you have the money to purchase such items or services, these can be nice but still normal kinds of purchases.  However, they were probably things that really stretched us financially more than we should have let the world stretch us.  Given “life” as we now know it, they are out of the question for the most part now.  

I can admit I understand this all too well though – It’s tough to admit you sometimes have to do with less, to go without something for a while or maybe for a long time or even completely!  It’s hard to give things up that mean a lot to us for whatever reason they may seem important.  

On the same hand, it is pretty tough living with things your income can not cover. 

The Apostle Paul of the New Testament said in Philippians 4: 12:  

I know what it is to be in need, and I know what it is to have plenty.  I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want.  

Have Money Problems How to FixDo you have some things in your life that you really don’t need or can’t afford?  Have you purchased something that was beyond what you should have paid to get it?  Are you holding on to something your income says you can not afford?  Think about it.  Be honest with yourself.   

If you do have some things not “jiving”, you need to re-evaluate what your family has the money for verses what makes makes you feel good, right, comfortable, or “worthy”.  You (we both) also need to proclaim the desire to live within our financial means from this point on.

It is hard to make changes in life sometimes.  I have to admit that for me, making changes seems almost scary.  I guess I am kind of a wimp when I know something in life is going to change.  

However, if your income does not support expenses, then facing the situation with a more business-smart attitude and being prepared to make some changes in your world and/or possessions is a must.  

The good news:

You will be thanking the Lord for the important things you still have instead of crying over the bills you can’t afford to pay. 

Second:  Seek out ways to save money wherever you can – every day from here on out too.

I felt like I was pretty transparent with you all up there in that earlier paragraph.  I am seeing some of the ways I know we can cut back on spending expenses in our family.  (Really, I used to think I was so thrifty too!)  

There are other ways we are only yet starting to understand that we can cut back on as well, or at least areas we need to “investigate” more.

For those of you who feel you have already cut back to the bare bones, I beg to differ with you that your work is done.   There might still be some areas of resistance in your lifestyle choices.  There might be some better choices available today than there had been last year when you signed up for something or used a particular company for something.  

At the very least, there will be something facing you tomorrow, or the next day, or next week, or month where you need to make a decision.  You’ll want that decision to be a good one too!  

We always have been faced with choices and changes, and we always will be.  

Look for opportunities to make changes and good financial decisions right now.  

Be diligent when you are faced with a different day and different choices tomorrow.  

Enjoy prosperity while you can, but when hard times strike, realize that both come from God. Remember that nothing is certain in this life.  -Ecclesiastes 7: 14 (NIV)

When it comes to money in this world, the Lord is always wanting you to be ready for change, and Satan will NEVER let you have a free ride.  Your work in this area will never be done – or at least done for long.

Look for the best ways to manage family finances and family expenses now, and then keep looking some more.  

Third:  Be strong enough to make the changes you know deep down you need to make.  

Wow.  I guess I have been pretty open here already.  Should I confess another sin to you?  

OK, here you go.  In Texas, we have the ability to choose between several electric companies for our home’s electricity.  The idea is that these companies compete, and we win, as consumers, with lower rates because of their competition.

Well, we win only if we do our jobs.  

Have Money Problems How to FixI let our electric plan run out and just never bothered to either negotiate a new plan or more to another company with a better plan.  That particular electric company automatically put us on a month to month rate then which usually tends to be higher.  (It’s different than the month to month offered as a low introductory rate.  These are more expensive.)

The sad thing is that I have been like an ostrich with my head in the sand!  Maybe it’s like I have been like a deer staring into car lights!  I don’t know what it is, but I have had such a hard time calling who I need to call to make that simple change of electric companies!  

All right, I give myself a little empathy for just being afraid of change.  Still, it has been stupid of me to not actually follow through on some steps I know I need to make.  

I am sharing my own problem here with you so that if any of you out there are like me, at least you know you are not alone.  

HOWEVER….  

HOWEVER…

None of us should leave something bad as it is.    Bad situations won’t just up and change themselves!  We must have the courage to make things right, or even fight our way through bad times.

Oh absolutely pray first.  

But you gotta act too.  

You are God’s hands here on this earth.  If He helps you to know what it is that needs changed, then by golly, go change those things, and do so with courage and confidence.   

After all, you are not alone in these changes.  You’ve got a friend with whom nothing is impossible.  You’re covered well.  

Finally, Keep Your Priorities Straight and Your Eyes On The Lord

Haggai 1: 5 – 8 (ESV) says:

Now, therefore, thus says the Lord of hosts:  consider your ways.  You have sown much, and harvested little.  

You eat, but you never have enough; you drink, but you never have your fill.  You clothe yourselves, but no one is warm.  

And he who earns wages does so to put them into a bag with holes.

Thus says the Lord of hosts:

Consider your ways.  

Go up to the hills and bring wood and build the house (if you keep reading beyond our Scripture here, you’ll see “house” here meant the temple – God’s House)  that I may take pleasure in it and that I may be glorified, says the Lord.

I’ll tell you what I’m thinking right now.  Whoever says the Old Testament isn’t applicable to life today never read THAT part of the Bible!  That sounds like what many of us experience today with our paychecks!  

What’s more important to note though is that God was not being honored in these folk’s lives, and they were suffering because their eyes were focused on all the wrong things and in all the wrong places.  

They forgot to stay focused on the One thing that should have meant everything to them, the One thing that should have been their focus, their saving grace, their Rock.  

If you have money problems, don’t let those problems be your God.  Don’t let them be your focus or the idol that takes your focus away from the real Heavenly Lord.  

Don’t forget where your attention should be first and foremost.  

Saving Money Need Forgiveness

Again, there is good news here.  And it’s here for you today.

For God so loved the world, that He gave His only begotton Son, that whosoever believeth in Him should not perish, but have everlasting life.  -John 3:16.  

No, saving money isn’t for cowards or the faint of heart.

It IS for those who need grace and are forgiven though. 

You can make it through the hard times if you have the Lord with you.  You can see what needs to be done if ask Him to make things clear to you.  You can correct things that are not right if you trust the Lord and the future He has planned for you.  

None of that may seem easy while you are going through it, but all those things are true, even for cowards and the faint of heart.  

You can do it.  (And so can I.)  

In Christ (together),

Chris

PS, Feel free to comment below on things you have experienced as you have worked through saving money in your past.  Hey, feel free to comment on what I have done (or not) too.  Just be nice.  I’m a work in progress.  🙂   Thanks.